Insurance Companies Represented:
Boston Mutual Life Insurance Company prides itself on its financial strength and quality products delivered with a strong commitment to service and excellence for its policyholders and sales partners. For over 100 years, Boston Mutual has stood the test of time through wars and depression providing financial security to over one million policyholders.
Available group products include Basic and Voluntary Life, AD&D, Short and Long Term Disability and Excess Loss nationwide (state variations may apply). All products offer cost effective rating and competitive commissions. For additional information about Boston Mutual, please click here.
QBE Insurance Corporation, Philadelphia, PA
QBE the Americas is a member of the QBE Insurance Group, one of Australia's largest insurance/reinsurance organizations. Founded in 1886, the Group has over 6,700 employees worldwide with operations in over 38 countries. The Group's assets are in excess of AUD$20.5 billion and gross written premiums exceed AUD$8.35 billion as of 12/31/03. The QBE name is derived from the first letter of each of the principal purchased or merged with companies.
Queensland Insurance Corporation
Bankers and Traders Insurance Corporation
Equitable Probate and General Insurance Corporation
QBE the Americas has three companies writing business in the United States:
- QBE Reinsurance Corp (USA) writing reinsurance throughout the Americas.
- QBE Insurance Corp (USA) writing primary insurance in the US.
- QBE Specialty Corp (USA) our newly formed surplus lines company
QBE Reinsurance Corp. is licensed, approved and/or accredited to transact business in fifty states and the District of Columbia. QBE Insurance Corp. is admitted in fifty states and the District of Columbia.
Together these entities make QBE the Americas a financially strong and dynamic partner within the insurance market. QBE has been writing Employer Stop Loss business in the Americas since 1986 and have grown in that market significantly over the last four years. We maintain a very strong reputation in the Employer Stop Loss arena as one of the leaders in that market writing both insurance and reinsurance. For additional information on QBE, please click here.
ACE AMERICAN INSURANCE COMPANY
Headquartered in Bermuda since its inception in 1985, ACE USA was created to satisfy a market need for excess liability and excess directors & officers insurance. Through its strategic acquisitions and entry into the global accident and health market ACE USA now does business in 50 countries around world with underwriting programs tracing their history back to 1792.
As an organization dedicated to providing client, shareholder and employee value, ACE USA fosters an environment of professional excellence that enables its employees in delivering the ACE USA promise to be creative, agile, innovative and ethical in meeting the needs of their customers and producers.
The ACE Group of Companies is one of the world's leading providers of insurance and reinsurance. ACE USA is the US-based operating division of the ACE Group of Companies, headed by ACE Limited (NYSE: ACE). ACE USA provides insurance products and services through the U.S. operating subsidiaries and globally, through ACE global subsidiaries. ACE USA is among the top 25 largest Property/Casualty Groups in the world, ranked by Total Assets-per BEST'S REVIEW June 2003.
ACE USA Accident & Health is the U.S. based operating division of the ACE Group of Companies, headed by ACE Ltd.. Insurance products and services are provided by ACE insurance underwriting companies and not by the parent company itself. For additional information on ACE USA Accident & Health, please click here.
Business Partners:
United Resource Networks provides specialized solutions for complex medical conditions.
More than 3,000 payor groups, representing over 45 million lives have chosen to utilize our products. This purchasing power along with our contracting expertise has resulted in the most aggressive cost savings in the industry.
Through our comprehensive contracts, clients save an average of 35-45 percent off of standard industry charges. Patients with complex, unusual or rare medical conditions have a likelihood of better outcomes when they are diagnosed and treated by medical professionals with the greatest experience and statistically validated clinical expertise.
For more than a decade United Resource Networks (U.R.N.) has been identifying costly, complex and catastrophic conditions for which there is a quantifiable variance among treatment providers. Our products and services are developed to support safe, successful and cost-effective management of patients with these conditions. Clinical areas for which U.R.N. offers products include transplantation, kidney disease and congenital heart disease.
U.R.N.'s Centers of Excellence networks are the cornerstone of our product continuum and have been founded through a process of quality measurement credentialing and value-driven contracting that are unique in the healthcare industry. Our credentialing process is operated through the U.R.N. Clinical Sciences Institute, which quantifies excellence and stratifies providers of complex medical care. Only those deemed to be clinically superior are considered for inclusion in one of our Centers of Excellence networks.
In addition, our ability to take some or all of the risk associated with complex patient management offers clients a predictable cost structure amidst an extremely volatile medical marketplace.
U.R.N.'s continuum of products may be used individually, in partial-combination or in total to meet a payor/employer's specific risk bearing needs. Products range from Centers of Excellence Networks and nurse consulting services to traditional case management and options to abdicate risk. For more information about United Resource Network or other product offerings, please visit their website at www.urnweb.com.